Best Real Money Scratch Card Casinos

Quintin van Wyk by Quintin van Wyk Reading time: 17min

If you're looking for a game that's quick and easy while still packing plenty of excitement, then real money scratch cards are the perfect place to start. They're known for offering some of the best experiences that you can find in an online casino if getting in several game rounds in a short period of time is what you're after. What's more is that they're popular among Canadian players in a land-based format as well, and being able to enjoy them for real money on the Internet just makes them even more convenient.

Canadian Real Money Scratch Card Casino Sites for 2024

  1. 1 Sign-Up Offer 100% Match Bonus Up To $1600
  2. 2 Sign-Up Offer 100% Match Bonus Up To $250
  3. 3 Sign-Up Offer 100% Match Bonus Up To $150
  4. 4 Sign-Up Offer 100% Match Bonus Up To $1200
  5. 5 Sign-Up Offer 100% Match Bonus Up To $475
  6. 6 Sign-Up Offer 100% Match Bonus Up To $750
  7. 7 Sign-Up Offer 100% Match Bonus Up To $1000
  8. 8 Sign-Up Offer 100% Match Bonus Up To $480
  9. 9 Sign-Up Offer 400% Match Bonus Up To $4
  10. 10 Sign-Up Offer 100% Match Bonus Up To $1500
  11. Load More

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Why Play Online Scratch Cards

The popularity of any particular title usually comes down to a handful of favorable factors able to be found in the same place. At real money scratch card online casino sites, you get titles that offer chances for sizable wins with interesting features and really quick gameplay. This is a mix that's appealing to a whole lot of Canadian online casino fans, so it's not difficult to see how these games would have as much of a following as they do.

Types of Real Money Scratch Cards at Online Casinos

One really cool thing about scratch cards is the variety, so it can seem like there's always something fresh to try. We can mostly break down these cards into different categories, but the thing to remember is that many of them actually fit into more than one of these groupings. As a result, it can be difficult to have a hard and fast boundary between the different types. However, we see that as more of an advantage than a disadvantage because it helps to make sure that there are online games that fit every type of player.

Themed Cards

You can see certain themes like animals or sports and other things found in many of the best online scratch cards available. Wild Run is an interesting option with a theme based around an African safari. Additionally, Football Mania is an online scratch card based on the most popular sport in the world. Both of these have simple rules based around trying to get matching symbols for payouts.

Multiple Chance

Getting several chances to win on the same card is a pretty big deal since it makes it easier to run up real money wins. With Multi-Play Madness, you pick up different ways to win on each ticket, which puts you in a position to maximize your payout potential. Lucky Streak is another based on multiple winning chances on the same card based on the idea of trying to run together a series of payouts.

Instant Win

The Color Cubes game produced by International Game Technology allows for some excellent instant wins. While you get eight turns to select blocks on the card, any of them can turn into wins worth as much as $250,000 right away.


Some games have wins based on hitting certain combinations on lines. The Medieval Money: Dragon's Loot title is a good example of this. Like many scratch cards online, your wins are multiplied by the amount that you have wagered. However, these prizes also get bigger the more matching symbols you land along the same line.

Jackpot Scratch Cards

Progressives allow you to land prizes that increase in size over time until they're won. Net Entertainment's Triple Wins Jackpot is an excellent example of this. When you play online scratch cards, you expect opportunities for big payouts, but you may not expect them to have the potential to win quite as much as what these progressive games can give you if they go a while without having anyone win them.

Scratch Cards with Bonus Prizes

A good bonus round can land you big payouts, and that's what The Price is Right: Come on Down is all about. This is one of the online scratchies based on a game show, but since the game show itself was based completely around bonus rounds, it carried over well for the online audience.

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Scratch Cards Based on Online Slots

Online slots are frequently used as the inspiration for different types of real money scratchies online. Along these lines, it's not uncommon to see some pretty popular slot titles converted over to this format. In what follows, we'll show you some of the most popular examples of this in practice and what each of these titles brings to the table.

  • 7 Piggies: Take a trip out to the farm with multipliers, free turns and more with a colorful design that's great if funny pigs sounds like something you might enjoy.
  • Wolf Gold: Based around a wolf-based nature theme, this game is a bit more based around bigger jackpots than most others.
  • Immortal Romance: Microgaming's popular slot comes alive with a dark romantic theme that offers just as much bonus action as the original.
  • Avalon: This medieval fantasy-themed game has bonus rounds based on the legends of King Arthur.
  • Panda Gold: They're cute and fun, but they pack a serious set of opportunities for payouts with multipliers and free card plays available.

Additional Online Casino Scratch Card Game Variants

Slots aren't the only genre of titles that has scratch games made after them. In fact, most genres have these types of cards available in some form or fashion. These are great for taking a break from those games or for simply getting in a few quick betting rounds on a title that appeals to you. In the following, we'll take a look at some popular examples of these games in different genres.


Some of the scratch cards online casino sites have available are based on blackjack. Blackjack Scratch is perhaps the most popular example of this. Produced by Playtech, it uses a similar style of gameplay with bonus payouts for making a natural 21 and other features.


With scratch titles based around roulette, it's common to see the same format in different games. The basic idea is usually that you scratch off one number to see what the roulette wheel comes up to, and then you get to scratch a number of picks from a grid to see if you can hit a wager type that would have won with that given number. Naturally, these available wins pay out at different rates based on the type of wager it represents.


Bingo games are popular picks for online scratchcards because of the randomization of the number picking being built right into the rules. Playtech's Bingo Scratch title is a good example where you scratch off different positions to reveal numbers and to see if you've made winning combinations and patterns. Some bonus features are tied in to some degree as well like free turns.

Best Real Money Scratch Cards for Big Wins

Jackpots are the name of the game when it comes to the best games out there. A variety of these titles are available with wins going way up into the six-figure range. This is a life-changing sum of money that can be won on a single card, so it's easy to understand why players find them appealing. It's also great that different styles of play are available, which means that you can play for a big win while still choosing games that fit how you like to enjoy things.

Game Description RTP Max Win Merlin's Millions The magic of this mystical wizard helps you in your quest to take down some serious wins. 95.17% $250,000 Pig Wizard Going on the farm was never this magical as you try to bring home the bacon in a major way. 95.82% 100x Your Stake Wish Upon a Jackpot Hit the right combinations, and your wish to land a jackpot will come true in this action-based title. 96.06% $40,000 Whack a Jackpot Bring down the hammer with the right timing to land some sizable payouts in this game. 96.30% $50,000 Lucky Numbers With an Asian-inspired theme, you can hit some big wins based on lucky numbers like 8x, 88x and 888x. 96.57% $200,000

Bonuses to Claim at Canadian Online Casinos to use on Scratch Cards

All of the best online casinos have different types of promotions and no deposit bonuses to pick from. What's more is that the vast majority of them allow you to play these particular games to clear the wagering requirements at the full rate. With so much value available and so many different promotional options, we want to give you an idea of what's out there and what to look for so that you get something that works well for you.

No Deposit Bonus

The big advantage of a no deposit bonus is that you're given the chance to land payouts at real money scratch card sites without having to actually put in risk of your own. Plenty of these are available for games in this genre, which makes them super appealing and a fun way to try different games without making a deposit. Just keep in mind that they are subject to wagering requirements and max cash out amounts in most cases.

Get $88 Free at 888 Casino

When you play with 888 Casino, they will give you a solid $88 free chip just for signing up with no deposit required. It has a good game selection as well as reasonable terms and conditions. This is our recommended option for this type of promotion because of how much value it gives you in a single shot without any risk involved, which is exactly what players are looking for in this kind of deal.

Signup/Welcome Bonus

Welcome bonuses, also called sign-up packages or sign-up offers, are typically a set of different bonuses and offers put together for a new player at a given online real money scratch card casino. It's designed to give your bankroll a serious injection of funds, and as a result, it's often the best option for players who are looking for a lot of promotional value. While you can generally only claim each offer in the package once, when they're all combined, it can definitely be worth it.

Get 200% up to $250 + 125 FS at Vulkan Vegas

With Vulkan Vegas, they have a package deal for new players that gives you a combination of two different sources of value. To start off, you're given 125 free spins, and the winnings from those are credited to your account in the form of a single bonus. Additionally, another 200% match worth as much as $250 is available as a part of this sign-up offer as well. This is one of the best online bonus offers out there because you get value in two different ways.


If you like to stay at the same place for the long run and still want to get deposit bonuses, then reload offers are the way to go. They give you chances to scratch and win online by reloading your account with a fresh deposit and getting a solid reward for doing so. These types of offers are often ran on a regular schedule or with plenty of advanced notice so that it's less likely that you miss out on them. Additionally, they put players in a position of continuing to get paid for games they were going to be playing already.


Sometimes you run a deposit all the way down, and that's expected as a part of the experience. However, many casinos offer cashback promotions that will give you back a percentage of that amount you had deposited. This gives players an additional opportunity to shoot for some payouts when they buy scratch tickets online, and that makes it a tremendous value with reasonable terms and conditions since the deposit had already been made before.

RTP and Variance

The variance of one of these games is essentially a measure of how severe the swings are on average. Along these lines, a low variance (or volatility) means that the swings are minimal while a higher variance means they're larger and more frequent.

A separate measure, but one that's equally important, is RTP. This stands for "return to player" as a percentage, and it's the amount of the total bets put in on the game that are given back to the people playing in the form of payouts and prizes. The higher the RTP, the better your chances of running up online real money scratch card winnings when you play.

Odds and Payouts Explained

The odds of hitting different payouts can often be listed directly in the details for the real money scratch card that you're playing. For example, if a particular prize is listed as having odds of 4:1, that means that it will win once for every four times it doesn't, which comes out to a 20% chance of a payout. As a general rule, the harder it is to hit a particular win (ie: lower odds), the bigger the win if you do land it.

What's the Difference Between Online Scratchies & Store Bought Cards?

When you play scratch cards online free or paid, you'll notice some key differences compared to buying them in person. In general, the ones bought in person have a much higher volatility, lower return to player percentages and higher top prizes at new online casinos. It's not uncommon to see eight-figure payouts as the top prizes when playing in person, but the actual RTP can be below 60%. That's compared to a more moderate top payout online, usually capping out in the mid six-figures, with an RTP in the upper 90s. For this reason, we tend to think that the online options are better.

Top 3 Winning Tips

Getting the best experience possible when playing these games is all about knowing how to maximize your chances of payouts while also managing the more practical elements of gameplay. Here we want to give you a few tips that can help you to do both and to have a great time in the process.

  1. Try out free online scratch cards before playing a new game to see how you like it and to enjoy a free chance to land wins.
  2. Make an effort to target games that have a higher RTP percentage than most for an increased average payout rate.
  3. If you take your time instead of just automatically hitting the "reveal all" button each round, it can be a lot more fun and exciting.
Other Games for Real Money

Deposit and Payouts At Real Money Online Casinos

There's no shortage of different ways to make deposits and to cash out your real money scratch card winnings. However, not all of them are a "one size fits all" type of thing because different players have different wants and needs. To this end, we want to show you the differences between the available options and how to figure out which payment methods are likely to be the best picks for you.

Credit and Debit Cards

If you only care about convenience and don't mind average fees and withdrawal times that take a few days, then credit and debit cards might be the best option for you. They're so convenient because many players already have them available, and there is minimal setup. You can mostly just put in your details as if you were making any other online purchase and be started playing at most online casino sites within moments.

E-wallets - Instadebit, PayPal, eCheck

Electronic wallets, often shortened to "e-wallet," are separate accounts that hold funds as a sort of intermediary between your bank and the casino in question. Accordingly, they make keeping your bankroll organized really easy, which many online players can appreciate. While PayPal is popular in general, it's not allowed in Canada for gambling transactions. With that said, Instadebit is allowed for both withdrawals and deposits, and some places accept eChecks as well.

Use Your Bank with Interac

Interac is a popular option for Canadians because it makes it quicker to move funds from your bank account to real money scratch card casinos and for you to make withdrawals with Interac. Their withdrawal times are some of the fastest of any option, and their fees are lower than average as well. What's more is that they're compatible with the vast majority of banks and credit unions in Canada, including the National Bank of Canada, the Bank of Montreal, Scotiabank, the Royal Bank of Canada and plenty more.


Playing with crypto options like Bitcoin and Ethereum is easier in 2024 than most people would have ever thought possible. Many of the best real money online scratch card casinos accept these crypto methods for both withdrawals and deposits while also making it simple and straightforward overall. The process is about as complicated as setting up an electronic wallet account and transfer at this point, which is to say that it doesn't take long at all. With fast withdrawals and lower fees than average, it's understandable why more people than ever are switching to crypto as their primary banking option.

How to Signup for a Canada Online Casino Account

Signing up to play is quick, easy and convenient. It only takes a few short steps that can be completed within a few minutes, and here we'll give you an overview of how the process looks.

  1. Take a look at our recommended list of sites, and pick out the one that stands out to you.
  2. Click through to sign up and register for an account. Make sure to enter your information accuracy to prevent future payment delays.
  3. Once registered, use the deposit option in the cashier section to choose your payment method and the amount that you'd like to use to fund your account.
  4. Pick out a bonus offer or include a code when you make this deposit to take advantage of a promotion.
  5. The deposit will typically be available within moments, and you're ready to pick out a real money scratch card game and get started playing.

How to get the Fastest Withdrawals on Your Winnings

Most players want to get their real money scratch card winnings paid out as quickly as possible. To this end, there are a few things you can do to speed things along when the time comes. First, make sure to verify your identity for the site you're playing with early on. By doing this before the time comes for a withdrawal request, you'll avoid some delays. Additionally, you can use fast banking options like Interac or crypto that have been shown to get players their funds faster than average.

Free Online Scratch Cards vs Real Money Tickets

It's hard to argue against the fun of playing for free, but on the other hand, playing real money scratch card games online has a certain excitement that's difficult to match. Both ways of playing have some advantages, and that means many players mix in both options at some point in their sessions. With that said, you may prefer one over the other, and in the following, we'll show you what each way has going for it to make it easier to pick out which might be the best fit.

Pros for Real Money Scratch Cards

  • A wider range of promotions and bonus offers are available when you play for real money.
  • You aren't able to qualify for progressive jackpots if you are playing for free.
  • The amount of winnings you're able to run up, even with no deposit promotions, is rather limited when playing without a deposit.

Pros for Free Scratch Cards

  • Having no risk involved means that you can try different games and strategies without considering the end result.
  • No deposit offers make it easy to have chances for real prizes and winnings without any risk.
  • Many players enjoy having mini competitions with friends to see who can win the most in play money cards.

Best Online Casino Canada Awards for 2024

With as many people out there who love to play these games, we fully understand that there's no such thing as one top real money scratch card site that's a perfect fit for everybody. To make it quick and simple to pick out a place that focuses on exactly what you're looking for, we have picked our top recommendations for sites that do well in particular areas. Using these awards as a guide toward things you may have specific preferences for is a quick and easy way to decide where to play.

  • Best For No Deposit Bonus : Golden Tiger

    Golden Tiger has been around for a long time, and their reputation for giving players an excellent set of promotions is particularly strong. Aside from offering regular no deposit bonus offers, they also have a special deal that awards up to $1500 in bonuses as a part of a welcome package. This is spread across five deposits with scratch games allowed along with tons of other games.

  • Best For Free Spins : Zodiac

    If free spin promotions are something you love, then Zodiac is a great option. For a deposit of as little as $1, you can get 80 free spins that can turn you into a millionaire instantly. On top of that, their welcome package includes another set of bonuses on four deposits worth as much as $480 with a wide variety of titles to pick from.

  • Best For Progressive Jackpots : Yukon Gold

    Yukon Gold is home to a ton of progressive jackpot titles, so if you're after the biggest prizes possible in the entire industry, they're a good pick. You can put in just $10 to your account for 150 free turns on their Mega Money Wheel. Additionally, players can earn 100% up to $150 on their following deposit to use.

  • Best For Minimum Deposit : Casino Classic

    Casino Classic offers a great set of promotions that are very friendly for players who want to make small min deposits. For example, a simple $1 deposit will get you 40 free spins on their Mega Money Wheel, which can make you an instant millionaire. Additionally, they offer a larger welcome bonus package of up to $500 in rewards across five deposits.

  • Best For Mobile : Captain Cooks

    If 100 free spins while you're out and about with a flexible mobile app sounds good to you, then Captain Cooks is a place to check out. They have a solid selection of games as one of the top casinos running today, and you can enjoy those titles on Android and iOS devices. Another set of bonuses up to $475 can be had across your next four deposits after putting in just a $5 minimum for those 100 free spins as well.

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Play on Mobile Casino Apps

Playing games online via mobile is incredibly popular. In fact, in 2024, more wagers are made using mobile devices than using a PC or Mac combined. A big part of the popularity is that compatibility is at an all-time high, and more games than ever are designed or redesigned for the mobile experience. Taking your play with you on the go is quick and easy, and you can manage promotions, withdrawals and other aspects of your account using mobile devices as well.

Real Money Scratch Card Apps - iPhone and Android

The best real money scratch cards online are all available on a variety of mobile devices. Both iPhones and iPads are included in this, and that also includes Android-powered tablets and smartphones. We have highly detailed reviews of all of the top mobile apps for Canadian players, making it quick and easy to pick out which will fit what you're looking for.


We have gotten all kinds of questions from players in the past when it comes to picking out where to play and which games to try. To make it easier to get quick answers to the most common questions we've seen, we've laid out a number of the most popular of them in the following.

  • Where can I play real money scratch cards online?

    We have a number of recommended and highly rated reviewed options to pick from.
  • What is the best scratch cards online casino?

    This depends on the player, but Jackpot City is a good starting place for most people.
  • Is it legal to buy scratch cards online at casinos in Canada?

    Yes, it's legal to play these games in Canada.
  • How do I know the games aren't rigged?

    Regulatory audits done by licensing entities make sure the games are fair.
  • Can I play scratch cards online free?

    Yes, free play options as well as no deposit bonuses are available.
  • Can I use my no deposit bonus on these games?

    Many no deposit bonuses will allow scratch card play.
  • Are there progressive jackpot games I can play?

    Yes, some scratch card titles online have progressive jackpots.
  • What is the minimum deposit I can make?

    Some promotional offers allow deposits of as low as $1.
  • Do I have to pay taxes on my winnings?

    This depends on your local and provincial laws on a case by case basis.
  • How long do I have to claim my prize?

    Real money payouts online are typically credited to your account immediately.
About the Author
 Quintin van Wyk
Quintin van Wyk - Lead Editor

Quintin is a strategic wordsmith and avid gambling enthusiast who has been editing and writing content for the iGaming industry for over 10 years. With the gaming industry constantly expanding and evolving, he is ready to guide both newcomers and experienced players with comprehensive news articles, unbiased casino reviews and informative how-to guides you can trust.